Water damage describes several possible losses caused by water intrusion, where they will allow the attack of a material or system through destructive processes such as wood rot, mold growth, bacteria growth, oxidation of steel, swelling of composite woods, delamination of materials such as plywood, etc. Damage insurance is a type of protection offered in most homeowners insurance policies against sudden and accidental damage. Water damage insurance does not cover damage resulting from the landlord's negligence or failure to maintain the home in good condition. In addition, flooding generally requires a separate policy if available.
Water is one of the most common causes of damage that can occur in a commercial or residential building. According to the ISO (Office of Insurance Services), water damage claims are the second most common insurance claim, after wind and hail damage. There are a lot of things to look for when it comes to water damage. One of those things is the category of water damage.
If you want to be absolutely sure you have a water leak before calling an expert, there's an easy way to check for water leaks anywhere in your home. Category 1 damage includes water from broken pipes and supply lines, as well as from bathtubs and sinks that have overflowed. Destruction caused by a flood also usually affects two or more properties, while water damage usually occurs on a single property. If you see discolored paint stains or obvious stains on walls and ceilings, it's a clear sign that the water is damaged in your home.
Flood insurance doesn't cover water damage, and homeowner's insurance doesn't cover flood damage. As the iron absorbs more water, the wall itself will deform, which can cause very serious structural damage to your home. Start by checking surrounding rooms or the ceilings of rooms below the affected area for signs of water damage. Jenkins Restorations uses an antimicrobial spray and HEPA aspirate to disinfect affected materials after Category 2 water damage incidents.
Although the general root of the two problems is similar, water and flood damage are not the same thing. After all, trying to treat water damage yourself can lead to more structural damage, increased business downtime, and even serious health problems. Regardless of its extent, water loss can cause serious damage to your home and is likely to be a threat to your health. Mold develops in dark, damp locations, which means water damage is a breeding ground for all types of mold.
Even if you have a maintenance team on call to deal with water damage, it's essential to get professional help to avoid any major damage. Water damage can often lead to deformation of walls, as gypsum board behind walls can be incredibly absorbent.